Software layer — ERGON TIME is not a bank

The financial operating system for how your business actually runs

Transactions, customers, suppliers, invoicing, reconciliation and reporting in one auditable workspace. Licensed banks supply the rails — ERGON TIME supplies the workflow, the data model and the controls.

Get your free cloud waste report

Upload a cloud cost file and ERGON TIME will highlight potential waste, savings opportunities, and the next best actions.

Auto-matched receipts
94.2%
Close cycle reduced
6.4×
Ledger accuracy
100%
Q3-ledger.ergon — shared workspace sheet
fx=SUM(E2:E5)
ABCDE
1RefCounterpartyAmountTaxFormula
2INV-1042Northwind Ltd24,900.0020.0%=C2*0.2
3INV-1043Delacroix SAS11,400.0020.0%=C3*0.2
4BILL-881AWS EMEA SARL−4,182.600.0%=C4*0
5INV-1044Kovacs Kft32,750.0027.0%=C5*0.27
6PAY-2210Stripe payout58,240.00=SUM(E2:E5)
5 rows · autosavedTotal tax: € 16,867.50

Net position · 30d

€ 1,284,930.44

+18.6%

Money in

€ 2,140,220

Money out

€ 855,290

Outstanding AR

€ 318,470

Unmatched

7 items

  • Northwind Ltd — INV-1042+ € 24,900.00
  • AWS EMEA SARL− € 4,182.60
  • Delacroix SAS — INV-1039+ € 11,400.00
EUR/USD1.0842+0.21%GBP/USD1.2716−0.08%USD/CHF0.8794+0.13%DSO31.4 d−2.6 dAUTO-MATCH94.2%+1.8ppUSD/JPY151.08+0.34%AR AGING12.1%−0.9ppEUR/SEK11.284−0.11%EUR/USD1.0842+0.21%GBP/USD1.2716−0.08%USD/CHF0.8794+0.13%DSO31.4 d−2.6 dAUTO-MATCH94.2%+1.8ppUSD/JPY151.08+0.34%AR AGING12.1%−0.9ppEUR/SEK11.284−0.11%

Built for finance teams

Every number traceable back to a source record

Reconciliation you can defend

Match incoming money to invoices with confidence scoring, human review and a permanent decision trail.

One operating layer

Customers, suppliers, invoices and transactions in a single normalized model instead of five disconnected tools.

Authoritative reporting

Cash-flow, revenue and invoice-aging figures computed in the database from source records — never guessed in the browser.

Isolation by default

Every record is scoped to an organization and enforced with database-level row security, not front-end checks.

Explore automated reconciliation software

What TIME is, precisely

ERGON TIME is financial operations software. It is not a bank, payment institution, lender or money transmitter, and holds no client funds.

Provider integrations run in sandbox mode in this release. No live payment execution is enabled.

Regulated banks and licensed payment providers supply financial rails; ERGON TIME supplies software, data and workflow.

Close the month with evidence, not effort

Spin up an isolated workspace in under a minute and see your first reconciliation run.

Create your workspace